Welcome to EarnDivs! These Terms of Service ("Terms") govern your use of our website, applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
EarnDivs provides a platform for tracking market data, analyzing company earnings and dividends, and simulating investment strategies. Our features include, but are not limited to, a dashboard overview of market trends, comprehensive tracking of major stock indices, earnings estimates, historical data, dividend tracking, reinvestment calculators, and portfolio analysis tools.
The information provided through our Services is for educational/informational purposes only and should not be considered financial advice. You are solely responsible for your investment decisions.
To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account password and for any activities or actions under your account.
You agree not to use the Services for any unlawful purpose or in any way that could harm, disable, overburden, or impair the Services. You agree not to attempt to gain unauthorized access to any part of the Services or to any other user's account.
Our Services are not available to individuals or entities in the following countries/territories: Brazil, China, Crimea, Cuba, Iran (Islamic Republic of), Korea (Democratic People's Republic of), Quebec (Canada), Russia, Syrian Arab Republic. By using our Services, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country/territory.
Some of our Services may be subject to payment ("Paid Services"). If you subscribe to any Paid Services, you agree to pay all applicable fees. We may use a third-party payment processor to bill you through a payment account linked to your account. The processing of payments will be subject to the terms, conditions, and privacy policies of the payment processor in addition to these Terms. Any bonuses awarded, such as referral bonuses or affiliate commissions, are credited only to accounts in good standing with an active, valid subscription.
All content and materials available on EarnDivs, including but not limited to text, graphics, website name, code, images, and logos are the intellectual property of EarnDivs and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display, or transmission of any content on this site is strictly prohibited unless specifically authorized by EarnDivs.
The Services are provided on an "as-is" and "as-available" basis. EarnDivs makes no representations or warranties of any kind, express or implied, as to the operation of the Services or the information, content, materials, or products included on the Services. You expressly agree that your use of the Services is at your sole risk.
In no event shall EarnDivs, its directors, employees, or agents, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
In its sole and absolute discretion, with or without notice to you, EarnDivs may suspend or terminate your use of and access to the Services, terminate your account and/or remove and discard anything transmitted by you, or Services stored, sent, or received without prior notice and for any reason, including, but not limited to: (i) concurrent access of the Services with identical user identification, (ii) permitting another person or entity to use your user identification to access the Services, (iii) any unauthorized access or use of the Services, (iv) any violation of this Agreement, (v) tampering with or alteration of any of the software and/or data contained in, or accessed through, the Website, or (vi) abuse, deception or fraudulent behavior. Such suspension or termination may include, but not be limited to, suspension or termination of access or rights to receive any content. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension of the Services.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.
We may use third-party Service Providers to monitor and analyze the use of our Service.
We are using the cookieless version of PostHog, a web analytics service that tracks and reports website traffic. PostHog uses the data collected to track and monitor the use of our Service. This data is used to improve our Service and user experience.
If you have any questions about these Terms, please contact us through our Contact Page.
Last updated: July 8, 2025